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Lamplighters

Public·42 Lamplighters
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Steve


Hello Lamplighters!


I hope you're all doing well. Today, I wanted to share an article that delves into a topic close to our hearts: transparent and ethical financial planning.

Article: Navigating Regulatory Changes in Wealth Management: A Closer Look at St James's Place

St James's Place, a leading wealth management firm, is making headlines as it undergoes a significant overhaul of its fee structure. This is in response to new consumer duty rules, aimed at ensuring better outcomes for clients.

https://academyoflifeplanning.blog/.../st-jamess-place.../

Why is this important? Well, the company's share price has taken a hit, dropping by almost 10% in one day and 57% over the last two years.

This case serves as a vital lesson for all of us. It highlights the impact of regulatory changes on a company's business model and raises questions about the ethical considerations in financial planning.

As Lamplighters, we're all about shining a light on practices that need reform and advocating for a more transparent and ethical approach to financial planning. This article provides valuable insights into these very issues.

I'd love to hear your thoughts and start a discussion on this. Let's keep the light shining bright!

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The Academy of Life Planning Limited (AoLP) offers a range of services including generic financial advice, financial education, management consulting, coaching, training, mentorship, events management, and ongoing service support.

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The content on this website is for informational purposes and not professional financial advice. It reflects the opinions of individual authors, based on their research, observations, and years of experience. Please note that neither the authors nor AoLP are registered investment advisers, solicitors, or licensed accounting professionals. We do not provide legal, tax, accounting, investment advice, or other professional services. Any liability for errors or omissions, or for any damage alleged to have been caused by the information on this site, is disclaimed. Use this site and its content at your own risk. We also disclaim responsibility for updating information and for third-party content, products, and services, including those accessed through hyperlinks or advertisements on this site.

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Our financial planning services offer generic advice and are therefore governed by general consumer law in the UK, including the Consumer Protection from Unfair Trading Regulations 2008, the Consumer Protection (Amendment) Regulations 2014, and the Digital Markets, Competition, and Consumers Act 2024. We are regulated by the Competition and Markets Authority, not the Financial Conduct Authority (FCA), because we do not provide advice relating to specific investments or carry out activities regulated under Section 22 of the Financial Services and Markets Act 2000. We do not arrange or bring about deals, make arrangements with a view to a transaction, or cause dematerialised instructions relating to any investment business. We do not advise borrowers about the liquidation of debt. Our planning services are designed as a stand-alone service. If you need financial products, you can access these directly from the market or via financial intermediaries. If you are seeking a personal recommendation for an investment product, you should consult a licensed investment adviser.

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In simpler terms, we sell plans, not products.

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